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Homeownership


Simple, Decent, Affordable Homes

Amanda Mowry Homeowner Services Administrator

Amanda Mowry 
Homeowner Services Administrator

Black Hills Area Habitat for Humanity builds simple, decent, affordable homes with families from our community to help them build a more stable environment where their family can grow and prosper. Habitat provides equal housing opportunities for all,  and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law.

Interested in purchasing your own home? Watch the Homeownership Informational Video. Download the Homeownership Application, complete it, and submit via email (amanda@blackhillshabitat.org) or regular mail to our address at the bottom of this page. And, if you'd like, join us for an information session to learn how the program works and how you can get one step closer to homeownership.

In order to qualify, interested applicants must meet the following basic eligibility requirements:

Income:

  • Ability to make a monthly mortgage payment
  • Earned or unearned income must be expected to continue for at least 3 years
  • Monthly house payment set at 28% of monthly gross income, including funds escrowed for homeowners insurance and property taxes.

Need:

  • You must have a need for alternative housing, such as paying too much for housing expenses, overcrowding, high utility bills, rental instability, etc.

Willingness to Partner:

  • Each applicant must complete 200 hours of volunteer time, termed “sweat equity” including 100 construction hours, education hours, and volunteer hours donated by friend & family of applicant.
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“Before the program I wasn’t sure about hope or community. I didn’t think either existed. But today, I am certain without either, I would not be where I am today.“

– Qwauna, Habitat Homeowner since 2021

equal housing lender

If you meet the above guidelines, please contact our office at (605) 348-9196 for more information on how to apply.

All information is confidential and used only for family selection.